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What do you think is the most difficult and expensive disaster to plan for?

Disaster recovery has been the topic of study this week. What do you think is the most difficult and expensive disaster to plan for? Do you think companies plan adequately? In your experience (or research if you have no experience) what aspect is most lacking in corporate planning? Why do you think this is? What would you do to advise leadership in your company to prepare for a disaster? Be specific and explain your thought processes on this subject based on your learning.  

 
 
 

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